Two Success Stories: Helping Clients Achieve More with Less

At BTB Home Loans, we believe in going beyond the numbers to help our clients achieve their homeownership goals. Here are two recent success stories that show just how powerful a solutions-focused approach can be.

✨ Success Story 1:One of our borrowers had planned to put down 10% on their home. However, just two weeks before closing, they were informed that their bonus income had been deferred. We offered to waive their escrow account, which saved them thousands at closing to still meet their budget. While many lenders would require 20% down to waive escrow—and even charge a $2,000 fee—our flexible structure allowed us to waive escrow with no fee 💸, saving them money on their cash to close. Despite the last-minute change, we found a solution that worked, ensuring a smooth process and less financial strain for our borrower.

✨ Success Story 2: Another borrower was looking to buy a $1.3 million home and planned to put 20% down to avoid PMI. However, we presented an option to put down just 15%—and with no PMI or rate adjustment—saving them $65,000! 🛋️💰This extra cash can now be used to decorate and furnish their beautiful new home, giving them the financial flexibility they needed to make the space truly their own.

Whether it’s saving on closing costs or offering creative financing options, we’re here to help your clients make the best decision for their future!