Two Success Stories: Helping Clients Achieve More with Less

At BTB Home Loans, we believe in going beyond the numbers to help our clients achieve their homeownership goals. Here are two recent success stories that show just how powerful a solutions-focused approach can be.

✨ Success Story 1: 

One of our borrowers planned to put 10% down on their home. But just two weeks before closing, they learned their bonus income was deferred—a last-minute challenge that could have derailed their plans.

💡 Our solution? Waiving their escrow account, which saved them thousands at closing and kept them within budget. While most lenders require 20% down to waive escrow and charge a $2,000 fee, our flexible structure allowed us to waive escrow at no cost 💸. The result? A smooth closing with less financial strain for the borrower.

✨ Success Story 2: 

Another borrower was purchasing a $1.3 million home and planned to put 20% down to avoid PMI. But we offered a better solution—putting just 15% down with no PMI or rate adjustment, saving them $65,000! 🏡💰

Instead of tying up extra cash at closing, they now have funds to decorate and furnish their dream home, giving them the flexibility to truly make it their own.

🏆 Smart strategies. Real savings. Happy homeowners.

Whether it’s reducing closing costs or offering creative financing options, we’re here to help your clients make the best financial moves for their future!