Terms & Conditions

Thank you for visiting our site. In this Terms & Conditions of Use Agreement, “we”, “our” or “us” refers to BTB Holdings, LLC dba BTB Home Loans (NMLS #2577520). BTB Holdings, LLC dba BTB Home Loans provide services and use of the site www.btbhomeloans.com to you subject to the following terms and conditions.

PLEASE READ THE ENTIRE TERMS & CONDITIONS OF USE CAREFULLY BEFORE YOU USE ANY PART OF THIS WEBSITE. IF YOU DO NOT AGREE TO ALL THE TERMS & CONDITIONS SET FORTH HEREIN YOU MAY NOT USE THIS WEBSITE OR ANY OF ITS FEATURES OR SERVICES. BY USING THIS WEBSITE OR ITS FEATURES OR SERVICES, YOU ARE DEEMED TO HAVE ACCEPTED THESE TERMS & CONDITIONS OF USE IN THEIR ENTIRETY.

YOU MUST BE A U.S. RESIDENT AND BE AT LEAST 18 YEARS OLD TO USE THIS WEBSITE OR ANY OF ITS FEATURES OR SERVICES.

Effective Date: This Terms & Conditions of Use Agreement was last updated March 2024.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of this Site, you warrant to BTB Holdings, LLC dba BTB Home Loans that you will not use this Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. If you violate any of these terms, your permission to use the Site automatically terminates.

You are not authorized to modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, use on any other web site, transfer or sell any information, software, lists of users, databases or other lists, products or services obtained from this Site. If and when requested by BTB Holdings, LLC dba BTB Home Loans, you agree to provide true, accurate and complete user information and to refrain from impersonating or falsely representing your affiliation with any person or entity. Except with the written permission of BTB Holdings, LLC dba BTB Home Loans, you agree to refrain from accessing or attempting to access password protected, secure or non-public areas of this Site. Unauthorized individuals attempting to access prohibited areas of this Site will be held accountable and may be subject to prosecution as determined by appropriate police agencies.

​

PROPRIETARY RIGHTS

All materials on this Site, as well as visual appearance, content structure, layout and structure are owned and/or licensed by BTB Holdings, LLC dba BTB Home Loans. No unauthorized reproduction, distribution, or transmission of the materials at this Site is permitted without the written permission of BTB Holdings, LLC dba BTB Home Loans. All rights reserved.

​

LINKS TO THIRD PARTY SITES

During your use of this Site or at any time in the process, you may be led to other websites operated by unaffiliated parties. Inclusion of hyperlinks by BTB Holdings, LLC dba BTB Home Loans to websites does not imply any endorsement of the material on such websites or any association with their operators, and you access and use such websites, including information, material, products and services therein, solely at your own risk. BTB Holdings, LLC dba BTB Home Loans is not responsible for the quality or results or any product or service provided by these companies. As with all websites and all services, you should review their products and services carefully. Never give private information to any party or website or person that you have not completely investigated and established credibility. BTB Holdings, LLC dba BTB Home Loans is not responsible for the use of the information that you give any third parties.

​

LIABILITY DISCLAIMER

You use this Site at your own risk. If your use of this Site or the materials therein, and it results in costs accrued, damages to you, your computer, your property, requires maintenance, requires software downloads, the need for servicing or replacing property, equipment or data, BTB Holdings, LLC dba BTB Home Loans will not be responsible for those costs.

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. BTB HOLDINGS, LLC DBA BTB HOME LOANS ITS AFFILIATES AND/OR ITS RESPECTIVE SUPPLIERS MAY WITHOUT PRIOR NOTICE MAKE IMPROVEMENTS AND/OR CHANGES IN THIS SITE INCLUDING BUT NOT LIMITED TO THE INFORMATION, SERVICES, PRODUCTS OR OTHER MATERIAL AT ANY TIME. ALL INFORMATION, PRODUCTS, AND SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. IN NO EVENT SHALL BTB HOLDINGS, LLC DBA BTB HOME LOANS, ITS AFFILIATES AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE OR WITH THE DELAY OR INABILITY TO USE THIS SITE, OR FOR ANY INFORMATION, PRODUCTS, MATERIAL AND/OR SERVICES OBTAINED THROUGH THIS SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF LOANDEPOT, ITS AFFILIATES OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

​

CHANGES TO AGREEMENT

BTB Holdings, LLC dba BTB Home Loans may modify this Agreement at any time, and such modifications shall be effective immediately upon posting of the modified Agreement. Accordingly, you agree to review the Agreement periodically, and your continued access or use of this Site shall be deemed your acceptance of the modified Agreement.

​

MISCELLANEOUS

This Agreement and the resolution of any dispute related to this Agreement or this Site shall be governed by and construed in accordance with the laws of Texas without giving effect to any principles of conflicts of law. Failure by BTB Holdings, LLC dba BTB Home Loans to insist upon strict enforcement of any provision of this Agreement shall not be construed as a waiver of any provision or right. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this Site or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred. Any legal action or proceeding between BTB Holdings, LLC dba BTB Home Loans, and you related to this Agreement shall be brought exclusively in the U.S. District Court, District of Texas.

BTB Holdings, LLC dba BTB Home Loans logos, product and service names are trademarks / service marks owned by BTB Holdings, LLC. You agree not to display or use in any manner, the Marks without the prior written permission of BTB Holdings, LLC dba BTB Home Loans.

​

NO MINOR USE

This website is applicable to and should only be used by persons 18 years of age or older. Access and use of this Site by persons under the age of 18 is prohibited.

​

NO MINOR USE

This Site is intended to be accessed by persons located within the United States of America. Access and use of this Site by persons from locations other than the United States is prohibited.

​

INDEMNIFICATION

You agree to indemnify, defend and hold harmless BTB Holdings, LLC dba BTB Home Loans, its affiliates and suppliers from any liability, loss, claim and expense (including attorney’s reasonable fees) related to your violation of this Agreement.

BTB Holdings, LLC dba BTB Home Loans and www.btbhomeloans.com will use commercially reasonable efforts to promptly respond and resolve any problem or question.

© Copyright, BTB Holdings, LLC dba BTB Home Loans All Rights Reserved. NMLS #2577520