Fed Watch: What Next Week’s Rate Decision Could Mean for Mortgage Rates
- jwilhite9
- Sep 12
- 1 min read
All eyes will be on the Federal Reserve next Wednesday, September 17, as they announce their latest rate decision and share commentary on the state of the economy.
In recent weeks, mortgage rates have improved nicely in anticipation of a 25 basis point (bps) cut. However, there’s growing speculation that the Fed could go further.

If the Fed delivers a 50 bps cut and signals that their focus is shifting from inflation to employment, we could see even greater improvements in interest rates.
📌 What to watch for:
Announcement time: 1:00 PM CST
Immediate reaction: Markets are expected to respond quickly following the decision and the Fed’s press conference.
Impact for borrowers: Lower rates could create an opportunity to refinance or purchase with more favorable terms.
At BTB Home Loans, we’ll be watching closely and keeping you updated. These potential rate shifts could create fresh opportunities for conversations with your clients — both buyers and homeowners.
👉 Connect with our team if you’d like co-branded content or a market update you can share with your sphere after the Fed’s announcement.


