Our Story
We built BTB to simplify the home loan process, cut out the noise, and focus on what matters: fast closings, transparent communication, and a smooth path to homeownership.
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People often ask where the name BTB comes from. It stands for Burn The Boats, and for us, it’s more than a phrase. It’s a mindset.
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Throughout history, great leaders have faced impossible odds. In moments of decision, they chose to remove the option of retreat, burning their ships so the only path left was forward. It was all or nothing.
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That’s the same spirit we bring to mortgage lending. At BTB Home Loans, we don’t do things halfway. When we take on a challenge, we’re fully committed to seeing it through, no matter the obstacles.
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Meet the Team

Owner | Residential Mortgage Loan Officer
Brad Trotter
NMLS# 1010645
Brad began his mortgage career in 2003 after graduating from Florida State University and moved to Austin in 2006. He and his wife have called Dripping Springs home since 2017, where life is full with their two boys’ soccer and competitive swimming schedules. Outside of work, Brad enjoys traveling with his family, golfing, fishing, cheering on Austin FC, and day trips to the Hill Country.
(512) 576-4023
Residential Mortgage Loan Officer
Tyson Dever
NMLS# 2755136
Tyson is a lifelong Texan and proud graduate of Texas State University. As BTB's land and ranch loan specialist, he brings firsthand knowledge of Texas properties to help clients achieve their land ownership dreams. He and his wife Andrea call Dripping Springs home and enjoy traveling, exploring the Hill Country, and watching college football. Outside of work, Tyson enjoys spending time outdoors—especially hunting and fishing.
(512) 554-3436


VP of Operations | Marketing Strategist
Jae Wilhite
Originally from Montana, Jae made her way to Texas in search of warmer weather and new opportunities. She joined the mortgage industry in 2020 and now oversees operations while driving BTB Home Loans’ marketing strategy and creative content. Outside of work, Jae enjoys Pilates, fishing, archery, exploring new places with her dog River, and creating art and wholesome recipes.
(737) 315-6548